Small Business Calculators

Small Business Calculators

Should I lease or own?  How do I pay for equipment?  Whether you’re starting a business or growing one, our small business calculators can help you get answers fast.

How much do I need to start my business?

From computer software, furniture and fixtures to employee salaries, insurance and office supplies, there are a lot of expenses to consider. Use this calculator to see what it will take to get your business up and running. Calculate now.

Should I buy or lease equipment?

When you consider the purchase price of equipment, along with factors such as the cost of maintenance, use and depreciation, you'll see there are benefits to both leasing and owning. Use this calculator to see what makes most sense for you.? Calculate now.

How long will it take to repay my loan?
Knowing your timeline can help you maximize your payments. Use this calculator to determine how long it will take to repay your loan. Calculate now.
What term of loan should I choose?
Since a loan with a long term has a higher interest rate than one with a short term, which one you choose depends on your particular needs. Use this calculator to figure your payments, interest and tax savings for each, and determine which is best for you. Calculate now.
Should I get a loan or a line of credit?

There are benefits to each, depending on whether you need the cash right away, or will need to access it within the next year or so; or want to pay fixed interest or can adapt to changes in variable interest rates. Use this calculator to see what makes most sense for you. Calculate now.

Should I take advantage of trade discounts?

Buying goods on credit often comes with an option to pay early for a discount. Use this calculator to see if a "discount on trade credit" makes more sense for you than borrowing. Calculate now.

Should I lease or own my business location?

Deciding whether it makes more sense to lease or to own your commercial space means considering everything from finding the property to paying annual tax and insurance, construction and remodeling costs and even utilities. Use this calculator to determine which will work best for your business. Calculate now.

What is my business worth today?

Use this calculator to determine your assets and liabilities, by taking a closer look at things like property value, inventory, equipment, taxes, loans and other costs of doing business. Calculate now.